New York Metro Rates

"

More Rates

Ratewatch

Stay informed about trends in loan rates.

Closing Costs

Learn more about closing costs. Just select the location below.

HomeContactAboutPrivacySpanishRussianPolish1-888-593-4343
ApplyRatesCalculateNewsLearnPrequalify

Hot Product

Jumbo 30 Year Fixed Rate Special


Rates applicable in New York
(Suffolk, Nassau, Rockland, Orange, Westchester, Richmond,  Putnam, Dutchess, & Columbia counties only)

 and New Jersey/Connecticut

Maximum Financing (owner occupied)

Loans to $500,000* 95%*
$500,100 - $600,000 90%
$600,100 - $1,000,000 80%
$1,000,100 - $1,500,000 75%
$1,500,100 - $2,000,000 70%
$2,000,100 - $2,500,000 65%
$2,500,100 - $3,000,000 60%

Loans > $1 mil to $1.5 mil add 1/8% to rate
Loans > $1.5 mil to $3 mil add 1/4% to rate

Eligible Properties:

1-2 Family
Second Homes (max. financing 80%)
Condominiums
3-4 Family (*max. financing 90% on loans up to $500,000)

Investment Properties** (1-fam and condos only)
(max. financing ranges from 50% - 65% / loans up to $1 mil)

**Interest only, 40 year fixed, and investment properties available at 1/4% higher rate.

What The Media Is Saying