Have a question about the application process? Want to find out how much house you can qualify for? Need to look up a mortgage term? You can find answers to all these questions and more in our online resources section. Still can't find the answer to one of your questions? Call us toll-free at 1-888-593-4343 or email us.

Glossary of Mortgage Terms

For definitions of commonly used financing terms please feel free to browse our glossary.

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Mortgage Resources

For questions regarding the financing of your mortgage, please refer to the following documents.

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Articles

A Consumer's Guide To Mortgage Lock-Ins
A Consumer's Guide To Refinancing Your Mortgage
Closing Your Mortgage Loan
Deducting Your Mortgage Interest Under the Tax Code
How Much Can You Qualify For - Self Test
How To Save Half On Interest Costs
How To Shop For A Mortgage
If Your Mortgage Loan Application Is Rejected
Managing Your Mortgage
Mortgage Insurance - Frequently Asked Questions
Negative Pledge Financing
PMI's Lowering Your Down Payment
Transferring A Loan Between Lenders
Understanding The Loan Application Process
What Happens After You Apply For A Mortgage?
When Your Debt Exceeds Your Home Value
Why Mortgage Escrow Accounts?

Calculators

Use our calculators to help make the mortgage process easier.

• Would you like to be pre-qualified?
• How much will I pay monthly on a mortgage of "X"?
• How much will I save by refinancing?
• How much can I borrow if I refinance?
• Amortization schedule
• How much is your home worth?

• Need $23 Million Fast? (The New York Observer - April 28, 2008)

• Tiptoeing Through a Minefield (CNBC.com - March 6, 2008)

• SHOPPING SPREE: It's not every building that will give its buyers a free winter wardrobe (New York Post - February 28, 2008)

• Jitters for First-Time Homebuyers (The New York Times - February 17, 2008)

• Waiting to see if ARMs fallout reaches Manhattan (The Real Deal - February 2008)

• Rates luring homeowners to refinance, but for better deals, not to tap equity (Daily News - February 4, 2008)

• What's Next for New York City Real Estate? (The New York Times - January 13, 2008)

• Mortgage Pain Hits Prudent Borrowers (Wall Street Journal Online - December 11, 2007)

• Federal Reserve Delivers Rate Cut (WCAV-TV article, Charlottesville VA - December 11, 2007)

• Refinancing May Be Harder to Enjoy - While Rates are Down, Lenders Tighten Rules; Savings Prove Slender (Wall Street Journal - November 25, 2007)

• GETTING PERSONAL: Buying A Second Home Amid Mortgage Woes (Dow Jones News Service - September 25, 2007)

• Experts Offer Insight On How Lower Interest Rate Will Affect Investors (NY1 - September 24, 2007)

• Mortgage blow hits 'McMansion' clients (Financial Times - August 29, 2007)

• The Real Word on Mortgages (Hamptons.com - August 2007)

• The Manhattan Real Estate Slump That Wasn't (New York Times - August 19, 2007)

• Thrifts Benefit from Mortgage Crisis (Crains NY - August 21, 2007)

• The Manhattan Real Estate Slump That Wasn't (New York Times - August 19, 2007)

• Mortgage Ills Start to Strain Homebuying in Manhattan (New York Times - August 17, 2007)

• Though City Borrowers Feel Pinch, Manhattan Seen as Insulated (New York Sun - August 16, 2007)

• Home Inequity (Wall Street Journal - August 16, 2007)

• Jumbo Mortgages Get More Costly, Harder to Find (CNBC.com - August 13, 2007)

• Trump Mortgage, "You're foreclosed" (Zuma Press - August 13, 2007)

• August is vacation time (New York Post - August 6, 2007)

• Housing Market to Weaken Even Further As Mortgage Industry Takes Cure (Wall Street Journal - August 6, 2007)

• Mortgage Market Primed For Trouble: Crunch & Squeeze (CNBC.com - August 3, 2007)

• The $3.6 Million Mortgage (The New York Times - July 1, 2007)

• Tough Choice: ARM or Fixed-Rate? (The New York Times - June 15, 2007)

• Melissa Cohn Ranked Among Best Entrepreneurs (Real Estate Weekly - April 18, 2007)

• Melissa Cohn and 4 TMMC Brokers Named to TOP 200 in the Nation List (Mortgage Originator Magazine - April 2007)

• Manhattan Mortgage's Beth Divney featured in "Perennial Producers" (Mortgage Originator Magazine - April 2007)

• The Battle for a Mortgage (April 1, 2007)

• Mortgage Woes May Dampen House Sales (March 14, 2007)

• Mann Report - Melissa Cohn Cover Story (March 2007)

• Melissa Cohn wins Stevie Award (March 5, 2007)

• TMMC's CEO Melissa Cohn is Finalist in Annual Stevie Awards (January 18, 2007)

• Home Loan Security - DAILY NEWS (January 2007)

• Q & A: Mortgage biz on borrowed time - THE REAL DEAL (January 2007)

• Melissa Cohn "Power Player: Riding High" - Hamptons Magazine (Sept. 2006)

• Melissa Cohn on NY1's Money Matters Discussing Interest-Only Mortage Rates. (November 14, 2006)

• Manhattan Mortgage financing NY condos in Ireland (November 5, 2006)

• Advice From the Pros (September 2006)

• Who's Buying Long Island? (April 2006)

• Melissa Cohn of Manhattan Mortgage Named One of the Top 20 Women in Real Estate (April 2006)

• For 10th year, Melissa Cohn Recognized as a Top Mortgage Originator in the Nation. (April 2006)

• Bellmarc Selects Manhattan Mortgage As Its Exclusive Mortgage Broker (March 2006)

• Buyer demand fuels frequent use of ARMs (October 2005)

• Hampton Classic Opens 30th Anniversary Celebration With Manhattan Mortgage Company's Opening Day Festivities (August 28, 2005)

• Which Mortgage? A Complicated Tale (July 17, 2005)

• For Ninth Year, Melissa Cohn Recognized as a Top Mortgage Originator in the Nation (April 15, 2005)

• Melissa Cohn wins Builder of the Year Award. (November 18, 2004)

• Will the Market Stay Strong, or Will It Fold? (October 24, 2004)

• Hampton Classic is Always Special for Melissa Cohn! (August 27, 2004)

• New Loan Products Give Buyers Plenty of Options (August 21, 2004)

• Money and the Mind (July 12, 2004)

• Keep an Eye on Your Rate Lock Expiration (July 8, 2004)

• Money: Magical New Mortgages (June 14, 2003)

• Melissa Cohn Selected to be "NY Times" Panelist (June 10, 2004)

• Mortgage Borrowers Play A Bettor's Game (May 30, 2004)

• Melissa Cohn Offers Mortgage Shoppers Good Advice (June 15, 2003)