| 30 Yr Fix |
| 3.250% |
| 3.322 Points |
| 3.56% APR |
| Fixed Conventional Mortgage |
| 60 Day Rate Lock |
| No prepayment penalty |
| 1 family homes and condos |
| Conforming Loans from |
| $300,000 - $417,000 |
| 15 Yr Fix |
| 2.750% |
| 2.039 Points |
| 3.11% APR |
| Fixed Conventional Mortgage |
| 60 Day Rate Lock |
| No prepayment penalty |
| 1 family homes and condos |
| Conforming Loans from |
| $300,000 - $417,000 |
| 7/1 ARM |
| 2.000% |
| 3.281 Points |
| 3.04% APR |
| 60 Day Rate Lock |
| Caps: 5% first adjustment, 2% subsequent adjustments, & 5% lifetime |
| Index: 1 year LIBOR |
| Margin: 2.25% |
| Requires the opening of a checking account with auto-deduct |
| Loans from $417,001 to $2000000 |
| Single family homes, condos, & co-ops |
| 5/1 ARM |
| 1.500% |
| 3.156 Points |
| 3.01% APR |
| 60 Day Rate Lock |
| Caps: 5% first adjustment, 2% subsequent adjustments, & 5% lifetime |
| Index: 1 year LIBOR |
| Margin: 2.25% |
| Requires the opening of a checking account with auto-deduct |
| Loans from $417,001 to $2000000 |
| Single family homes, condos, & co-ops |
-
Insider tips for winning the NYC real estate game in 2012 (brickunderground – Jan. 9, 2012)
-
How to make or break your appraisal (BrickUndergroundNY – Oct. 25, 2011)
-
“Fed struggles to impact U.S. economy” (BBC World News TV – Sept. 21, 2011)
-
New York Exceptionalism (New York Magazine – Sept. 18, 2011)
-
Combine and Conquer: Your Place and Mine (The New York Times – Sept. 9, 2011)
-
Lenders In Search Of Qualified Borrowers! (Hamptons.com – Summer 2011)
-
NY real estate pros fear interest spike in debt ceiling fight (The Real Deal – July 28, 2011)
-
The Appeal of Adjustable Rates (The New York Times - July 14, 2011)
-
A Guide for the Co-op Neophyte (The New York Times - May 26, 2011)
-
Melissa Cohn quoted in "New Home Sales Build Up" (PBS - May 24, 2011)
-
If U.S. loses triple-A, its citizens will pay (Reuters - April 19, 2011)
-
Broker Fee Rules Take Effect (The New York Times - April 14, 2011)
-
Getting a Mortgage Before the Door Shuts (The Wall Street Journal - February 25, 2011)
-
Calculating the Annual Percentage Rate (The New York Times - February 10, 2011)
CORPORATE OFFICE: The Manhattan Mortgage Co., Inc.
750 Lexington Avenue - 4th floor, New York, NY 10022
NMLS #1546 • REGISTERED MORTGAGE BROKER - NYS BANKING DEPARTMENT/ALL LOANS ARRANGED THROUGH 3RD PARTY LENDERS • LICENSED MORTGAGE LENDER/BROKER - CT DEPARTMENT OF BANKING • LICENSED BY NJ DEPARTMENT OF BANKING AND INSURANCE/WE DO NOT FUND LOANS/ALL LOANS ARRANGED THROUGH 3RD PARTY PROVIDERS • LICENSED MORTGAGE BROKER MB 1546 - MA DEPARTMENT OF BANKING/WE ARRANGE BUT DO NOT MAKE LOANS • LICENSED MORTGAGE BROKER - VT DEPARTMENT OF BANKING • CORRESPONDENT MORTGAGE LENDER - FL DEPARTMENT OF FINANCIAL SERVICES • LICENSED MORTGAGE BROKER AS TMMC MORTGAGES UNDER CA FINANCE LENDERS LAW