| 30 Yr Fix |
| 5.875% |
| 2.75 Points |
| 6.19% APR |
| Fixed Conventional Mortgage |
| 60 Day Rate Lock |
| No prepayment penalty |
| 1 family homes and condos |
| Conforming Loans from |
| 1 Family $275,000 - $417,000 |
| 15 Yr Fix |
| 5.250% |
| 3.5 Points |
| 5.89% APR |
| Fixed Conventional Mortgage |
| 60 Day Rate Lock |
| No prepayment penalty |
| 1 family homes and condos |
| Conforming Loans from |
| 1 Family $275,000 - $417,000 |
| 7/1 ARM |
| 5.250% |
| 3.5 Points |
| 5.87% APR |
| 60 Day Rate Lock |
| Caps: 2% per adjustment & 6% lifetime |
| Index: 1 year LIBOR |
| Margin: 2.5% |
| No prepayment penalty |
| Loans from $275,000 to $3000000 |
| 1 family homes and condos |
| 5/1 ARM |
| 5.000% |
| 3.125 Points |
| 5.80% APR |
| 60 Day Rate Lock |
| Caps: 2% per adjustment & 6% lifetime |
| Index: 1 year LIBOR |
| Margin: 2.5% |
| No prepayment penalty |
| Loans from $275,000 to $3000000 |
| 1 family homes and condos |
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It's a Wonderful Life (In Jersey) (Newsweek - August 2, 2008)
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What You Need to Know to Get a Mortgage (The New York Times - June 1, 2008)
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The 100 Most Powerful People in New York Real Estate (The New York Observer - May 19, 2008)
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Need $23 Million Fast? (The New York Observer - April 28, 2008)
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Jitters for First-Time Homebuyers (The New York Times - February 17, 2008)
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Waiting to see if ARMs fallout reaches Manhattan (The Real Deal - February 2008)
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What's Next for New York City Real Estate? (The New York Times - January 13, 2008)
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Mortgage Pain Hits Prudent Borrowers (Wall Street Journal Online - December 11, 2007)
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Federal Reserve Delivers Rate Cut (WCAV-TV article, Charlottesville VA - December 11, 2007)
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Experts Offer Insight On How Lower Interest Rate Will Affect Investors (NY1 - September 24, 2007)
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Mortgage blow hits 'McMansion' clients (Financial Times - August 29, 2007)
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The Manhattan Real Estate Slump That Wasn't (New York Times - August 19, 2007)
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Thrifts Benefit from Mortgage Crisis (Crains NY - August 21, 2007)
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The Manhattan Real Estate Slump That Wasn't (New York Times - August 19, 2007)
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Mortgage Ills Start to Strain Homebuying in Manhattan (New York Times - August 17, 2007)
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Though City Borrowers Feel Pinch, Manhattan Seen as Insulated (New York Sun - August 16, 2007)
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Jumbo Mortgages Get More Costly, Harder to Find (CNBC.com - August 13, 2007)
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Trump Mortgage, "You're foreclosed" (Zuma Press - August 13, 2007)
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Mortgage Market Primed For Trouble: Crunch & Squeeze (CNBC.com - August 3, 2007)
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The $3.6 Million Mortgage (The New York Times - July 1, 2007)
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Tough Choice: ARM or Fixed-Rate? (The New York Times - June 15, 2007)
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Melissa Cohn Ranked Among Best Entrepreneurs (Real Estate Weekly - April 18, 2007)
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TMMC's CEO Melissa Cohn is Finalist in Annual Stevie Awards (January 18, 2007)
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Q & A: Mortgage biz on borrowed time - THE REAL DEAL (January 2007)
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Melissa Cohn "Power Player: Riding High" - Hamptons Magazine (Sept. 2006)
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Melissa Cohn on NY1's Money Matters Discussing Interest-Only Mortage Rates. (November 14, 2006)
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Manhattan Mortgage financing NY condos in Ireland (November 5, 2006)
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Melissa Cohn of Manhattan Mortgage Named One of the Top 20 Women in Real Estate (April 2006)
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For 10th year, Melissa Cohn Recognized as a Top Mortgage Originator in the Nation. (April 2006)
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Bellmarc Selects Manhattan Mortgage As Its Exclusive Mortgage Broker (March 2006)
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For Ninth Year, Melissa Cohn Recognized as a Top Mortgage Originator in the Nation (April 15, 2005)
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Melissa Cohn wins Builder of the Year Award. (November 18, 2004)
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Will the Market Stay Strong, or Will It Fold? (October 24, 2004)
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Hampton Classic is Always Special for Melissa Cohn! (August 27, 2004)
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New Loan Products Give Buyers Plenty of Options (August 21, 2004)
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Melissa Cohn Selected to be "NY Times" Panelist (June 10, 2004)
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Melissa Cohn Offers Mortgage Shoppers Good Advice (June 15, 2003)
REGISTERED MORTGAGE BROKER - NYS BANKING DEPARTMENT/ALL LOANS ARRANGED THROUGH 3RD PARTY LENDERS • LICENSED MORTGAGE LENDER/BROKER - CT DEPARTMENT OF BANKING • LICENSED MORTGAGE LENDER - NJ DEPARTMENT OF BANKING AND INSURANCE/ALL LOANS ARRANGED THROUGH 3RD PARTY PROVIDERS • LICENSED MORTGAGE BROKER MB 2274 - MA DEPARTMENT OF BANKING/WE ARRANGE BUT DO NOT MAKE LOANS • LICENSED MORTGAGE BROKER - VT DEPARTMENT OF BANKING • CORRESPONDENT MORTGAGE LENDER - FL DEPARTMENT OF FINANCIAL SERVICES • LICENSED MORTGAGE BROKER AS TMMC MORTGAGES UNDER CA FINANCE LENDERS LAW • LICENSED MORTGAGE BROKER AS TMMC MORTGAGES - NH BANKING DEPARTMENT • LICENSED MORTGAGE BROKER - NC COMMISSIONER OF BANKS • RESIDENTIAL MORTGAGE LICENSEE - IL DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION DIVISION OF BANKING